RCB Blog

Homeownership is the American Dream. It’s a significant step towards building wealth, but people across the country are struggling to purchase a home. Why?

Having an annual financial checkup is just as important as a physical checkup. A regular check of your financial health can help identify problems and allow you to chart a course to take steps towards achieving your goals. An important part of a financial checkup is understanding your credit report and score because they both impact your financial success.

Refinancing your mortgage could help you reach your financial goals sooner rather than later, when done at the right time and for the right reasons.

Homeowners looking for a way to access a large sum of money may not have to look too far if they have accumulated equity in their home. Using the equity from your home can provide the cash you need for renovations or improve your overall financial position. And, this money can often be borrowed at a relatively low interest rate.