Adjustable Rate Mortgage
At River City Bank, we strive to exceed your expectations. With our in-house 5/1 Adjustable Rate Mortgage, you can purchase the house of your dreams with low closing costs and a flat loan fee.
Fixed Rate Mortgages
Keep your monthly payments easy and predictable. With a fixed rate loan, your principal and interest payments stay the same for the life of the loan. Choose from Conventional and Jumbo loans, US Federal Housing Administration (FHA) loans, VA loans (for veterans and current US Military members), and USDA (rural development) loans. We also have options for first-time home buyers.
One-Time Close Construction Loan
Save on closing costs and get everything done in a single closing with a One-Time Close Construction Loan. With our program, you can complete your construction loan and your permanent financing all at once!
Meet Our Team
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Terri Ainsworth
Mortgage Loan Officer, VP
NMLS# 684344
- (706) 314-2056
- Send Email to Terri Ainsworth
- Rome – Main Office
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Tammy Collins
Relationship Manager, SVP
NMLS# 744607
- (706) 388-3411
- Send Email to Tammy Collins
- Blairsville Office
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William Wade
Market President
NMLS# 980727
- (706) 525-7856
- Send Email to William Wade
- Dawsonville
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Rhonda Wallace
Relationship Manager, SVP
NMLS# 718345
- (706) 236-3526
- Send Email to Rhonda Wallace
- Rome – Main Office
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Kathi Watson
Mortgage Loan Officer, VP
NMLS# 1502758
- (706) 236-3534
- Send Email to Kathi Watson
- Rome – Main Office