Mortgage Loans

whether you are Purchasing or refinancing -
Let us make your home ownership dreams come true.

Simple Mortgage

Gray two story home with garage

Our SIMPLE Mortgage is an in-house 5/1 or 10/1 Adjustable Rate Mortgage that offers a low flat loan fee as well as lower closing costs compared to conventional mortgages. 

Fixed Rate Mortgages

Photo of a gray house with a brown door.

Fixed rate mortgages provide an interest rate that remains the same throughout the life of the loan. Consistent principal and interest payments allow you to accurately plan your budget.

Affordable housing loans

White two story older home

With the lowest down payment available, these government insured and guaranteed mortgages are ideal for first time homebuyers. We offer FHA, VA and Rural Development loans.


Gray two story home with garage

Our program allows you to complete your construction loan and your permanent financing in a single closing – saving significantly on your closing costs.


Tammy Collins
Relationship Manager

Blairsville Mortgage & Loan Office

NMLS# 744607
Ph: (706)388-3411

Bryan Shealy, Relationship Manager

Bryan Shealy
Relationship Manager

Rome Main Office

NMLS# 793111
Ph: (706)236-3538

Shane Walley, Relationship Manager

Shane Walley
Relationship Manager

Rome Main Office

NMLS# 1945364
Ph: (706)314-2055

Kathi Watson, Mortgage Specialist

Kathi Watson
Mortgage Loan Officer

Rome Main Office

NMLS # 1502758
Ph: (706) 236-3534

Jessica Rutledge

Jessica Rutledge
Relationship Manager

Rome Main Office

NMLS# 1195613
Ph: (706)236-3531

William Wade
Relationship Manager

Rome Main Office

NMLS# 980727
Ph: (706)236-3557

Let our team of lending experts guide you through the process.

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