RCB Jumpstart Account  |
RCB Everyday Account |
RCB Elevation Account |
RCB Ramblers Account |
|
|---|---|---|---|---|
| Minimum Opening Deposit | $25 | $100 | $100 | $100 |
| Eligibility Requirement | Ideal for those 25 & under | N/A | N/A | Ideal for those 50 & wiser |
| Monthly Service Charge | $0 | $10 | $25 | $0 |
| How to Avoid Monthly Service Charge | N/A | Enroll in E-Statements OR $200 + in combined Direct Deposits per statement cycle* |
$10,000 average daily account balance OR $20,000 average daily combined deposit balances OR $20,000 combined consumer loan balances OR $2,000 in combined Debit Card purchases per statement cycle* OR RCB Wealth Management relationship |
N/A |
| Earns Interest | No | No | Yes | Yes |
| Paper Statement Fee | $2 | $0 | $0 | $0 |
| Free Online & Mobile Banking | ✔ | ✔ | ✔ | ✔ |
| Free Mobile Check Deposit | ✔ | ✔ | ✔ | ✔ |
| Discount on Checks | N/A | N/A | 1 free RCB standard order per year | 1 free RCB standard order per year |
| Unlimited Check Writing | ✔ | ✔ | ✔ | ✔ |
| Out of Network ATM Usage | N/A | Up to 3 free per statement cycle | Up to 3 free per statement cycle | Up to 3 free per statement cycle |
| Safe Deposit Box Discount | N/A | N/A | 1st year free (up to $25 value) | $25 annual discount |
| Additional Benefits | ✔ 2 discounted NSF fees per calendar year* |
✔ $250 closing cost discount on HELOC w/auto debit from RCB account** ✔ Rate discount on consumer loans w/auto debit from RCB account** |
✔ $250 closing cost discount on HELOC w/auto debit from RCB account** ✔ Rate discount on consumer loans w/auto debit from RCB account** ✔ Complimentary consultation with wealth management professional ✔ 3 incoming domestic wire transfers per statement cycle* ✔ Relationship pricing on CDs and IRAs ✔ 3 official checks per statement cycle* |
✔ 3 official checks per statement cycle* ✔Eligible for Rambler’s Travel Club with $5,000 deposit relationship |
*Discounts and/or maintenance fees will be credited as a rebate at the end of the statement cycle.
**Restrictions may apply
See MiscellaneousServices/Fees for Additional Information